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Committed to your needs

Customers first

Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.

Get fast answers

At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.

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  • Enthusiasm working for you
    Helping people make one of their most important decisions is a serious responsibility, but something that I enjoy doing. This enthusiasm and hard work will benefit you and help reduce the stress and anxiety often associated with real estate transactions.
  • Established Credibility
    I have many years of experience and knowledge working in this industry. I can say with confidence that I'll get the job done right.
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Top News


NAHB Applauds GSE Adjustments of Appraisal Guidelines - 11 hours ago
Freddie Mac made several "Best Practices" recommendations for selecting appraisers and reviewing their products. One of these contained the statement that Freddie does not require appraisers to use Real Estate Owned, foreclosures or short sales in selecting comparable sales but rather that appraisers must "certify that comparable sales chosen are those most similar to the subject property." These should include distressed sales if they are representative, something many industry professionals have been requesting since the Home Valuation Code of Conduct was enacted on May 1, 2009....(read more)
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If the first hour of trading is any guide, markets will see their third day of gains this week following two weeks of declines. And stocks aren?t just up ? they?re soaring. Just before 11am, the Nasdaq is up 2.44% to 1844, its highest reading since July 1. ...(read more)
Lower Mortgage Rates Spur Demand for New Loans - 15 hours ago
A major drop in mortgage rates helped demand for loans move up yet again, including a surge of refinance activity.The Market Composite Index ? a weekly survey of mortgage applications conducted for almost 20 years ? climbed 4.3% in the week ending July 10, according to the Mortgage Bankers Association on Wednesday....(read more)
Mid-Day Recap: Stocks Struggling to Maintain Monday Gains - 1 day ago
The main events of the morning were soaring producer prices, a better-than-expected retail sales report (driven, however, by fuel costs), slipping business inventories, and record profits from Goldman Sachs in the second quarter. Market reaction to the mixed news has been volatile in the first 90 minutes of trading. Stocks were mostly lower in the first hour but in recent minutes have approached flat levels, in part owing to optimism from the Goldman. ...(read more)
Mid-Day Recap: Financial Stocks Lead Equity Market Higher - 2 days ago
The Nasdaq dropped an entire percentage point in early trading but 90 minutes into the session all three major indexes have rebounded into positive territory, giving hope that four weeks of market declines could come to an end. Investors are cautiously optimistic this morning on a slow ahead of a busy week, which includes many macroeconomic data releases, plus Q2 earnings reports from Goldman Sachs, Bank of America, JPMorgan Chase, and Citigroup....(read more)
Jerry Berry
Berry & Associates
8000 Corporate Center Drive, #104
Charlotte, NC 28226



Berry & Associates - 8000 Corporate Center Drive, #104 - Charlotte, NC 28226

:: Apply Now :: Pre-Qualify :: Loan Programs :: Purchasing :: Refinance :: Request Loan Status :: Calculators :: Loan Process :: FAQ :: Forms :: Contact Us :: About Us :: Tell-A-Friend :: Credit Report :: Marketplace :: Home ::

We lend in North Carolina & South Carolina.

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